Up to 2 Years to Repay
Long-term flexibility without short-term pressure.
You have
and
Enabled by Qaay
You get 0.00 USDx
Borrow smarter with your crypto!
Stop selling. Start borrowing
Unlock the value of your assets without giving up ownership or flexibility.
Real-time pricing. Automated risk control. Full transparency.
See how much you can borrow, instantly!
Combine your assets and calculate your borrowing power in real time.
+ 18Supported assets
+ 65Blockchain networks, ready to use
Our Services
Built on transparency. Powered by automation.
Dynamic Borrowing
Access liquidity without selling your assets. Qaay’s dynamic collateral system lets you borrow against your portfolio while maintaining flexibility and control, powered by real-time market pricing. Enjoy a two-year borrowing term with no fixed monthly repayments. With continuous risk monitoring and borrowing power that adapts to your asset value, your position stays responsive, built for stability, designed for freedom.
Qaay Features
A New Financial Architecture!
Oracle Control
Qaay’s Oracle continuously coordinates pricing, thresholds, and system rules in real time, handling complexity behind the scenes for seamless user control.
Real-Time Pricing
Qaay Prism aggregates multi-source market data and validates prices continuously to deliver stable, market-aligned valuations every few seconds.
Dynamic Collateral
Borrow without locking assets; your position adapts in real time while the Qaay Engine maintains required safety buffers automatically.
Automated Risk
Qaay’s Credit Score automates risk control in real time, monitoring your position continuously and keeping complex safety logic simple and predictable.
Supported Blockchain Protocols
What’s verified?
Here’s the list of
verified cryptocurrencies
verified cryptocurrencies
Qaay adds new cryptocurrency listings every week. To learn more, check out the Qaay Market page.
Start in minutes!
Instant access, Full control
Create your account
Sign up and activate your Qaay account in minutes!
Deposit your crypto
Add assets to your Credit Line and unlock your borrowing power
Borrow instantly
Use your assets as collateral and access funds in seconds
Voices from our community
Real voices. Real results. Real trust.
FAQ
Use Qaay with confidence!
Choose a category to find the right answer
How do I get started with Qaay?
Create your account and deposit crypto. After your deposit is confirmed, your funds will be added to your Credit Line and will be available for use across Qaay services.
Is Qaay easy for beginners?
Qaay simplifies complex crypto services by providing clear sections for earning, borrowing, swapping, and managing assets.
Can I start with a small amount?
Yes. Qaay lets you start with any available account balance, depending on the service you choose.
Do I need crypto experience?
No. Qaay is designed to help users manage cryptocurrency in a guided and user-friendly manner, even if they are new to the field.
